I agree. I don’t think we need multiple savings accounts. That just makes taxes difficult. However we do need pots within saving pots for visualisation. We want to earn interest but we have multiple saving goals E.g holiday, home improvement, new car, etc. all interest can be added to one pot or split evenly within the pots.
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Hi everyone 
, I’m Harrison and I work in the Savings team at Monzo. Thanks for everyone’s engagement on this topic!
We are excited to share that from today, you can now be able to open up to 20 Instant Access Savings Pots 
! Additionally, if you have a Joint Account with us, you can also open an extra 20 Instant Access Savings Pots for the savings you share with someone else.
To open your 2nd, 3rd or even 20th Instant Access Savings Pot, simply head to the Savings section in your Monzo app, tap Create Savings Pot , and from there you will have the option to choose Instant Access .
All your Monzo Instant Access Savings Pots will continue to work seamlessly with our existing features too, including scheduled deposits, roundup payments and savings goals.
This means you can now split out your savings towards multiple goals into dedicated Instant Access Savings Pots! 
We’re rolling out this product to Monzo customers starting today. So if you don’t see it in your Monzo app just yet, you’ll be getting it soon!
We’d love for you to try it out and share your feedback. We have exciting plans for Savings, so stay tuned! 
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It’s worth noting that Paragon currently provides a savings account through Monzo with a higher interest rate.
Not an option on my android app and no outstanding app updates available either 
App version 5.97.0
Not Instant Access though, it is Next Day access.
I currently get instant access, via Cahoot, at 5%
Yeah I suppose that wouldn’t be any use if you had to pay your loved ones kidnapper immediately.
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If I had enough in a Monzo pot to pay a kidnapper, the ransom would not be very high 
May have sussed my personal issue.
I have 18 normal pots and two savings pots (instant and safety)
Monzo therefore states I have maximum 20 pots already, as cannot create an ordinary pot either, as stating I have 20, where in fact I have 18.
Not that I was going to go mad and change all my pots over anyway
UPDATE: In the interests of other Monzo savers who may experience same issue, I have archived one of the standard pots and can now confirm that I CAN CREATE AN ADDITIONAL INSTANT SAVINGS POT, and have indeed done so.
Issue resolved 
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BOOM 
Pots are reborn. From dead-in-the-water to useful. Good job 
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This is a good move but as is said above paying bills from them is a key feature.
I have a pot for my service charge which sadly is big enough that some interest would make a difference!
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Pay bills from interest bearing pots then all is solved
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So does this mean I can convert all my current pots into instant access savings pots?
Luckily I don’t, so all good for me then 
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I’ve created a new savings pot for my round-ups from my previous non-interest saving pot and I’ve gotten myself a little confused.
I’ve moved the funds directly from the non-interest pot to the interest pot and it’s left 3 transactions in my transactions list and I can’t understand why - 2 lots of money going in and one going out (if that makes sense).
Is this 20 instant access with Monzo as well as those with other providers (next day access). Or is this 20 of any kind including regular non-interesting bearing pots?
I have some next day access pots/savings and now 5/6 instant access with Monzo and it won’t let me open any more.
Does the safety net also count as one (which I have but don’t use)
Confused.
UPDATE - It’s total savings so resolved myself 