To be honest, it would not look too different from our current trajectory. I am fully behind our current priorities, bringing our functionality in line with that of other banks. We are making really good progress on this, and it is starting to pay off for our users.
At a team level, we generally do not plan concretely more than a quarter in advance because priorities change all the time. Features within the next year… I personally want to see more Monzo with Friends (bill splitting, group tallies, joint accounts) and deeper integration with retailers to enrich your Monzo feed with receipts, maps, and other context.