It’s true that we’re not yet in a cashless society, but doesn’t pretty much all (if not all) cash that’s withdrawn get spent on items that fit under all the other categories? If someone is categorising their eating out under the Eating Out category, why would they want to place one of those eating out transactions under a different category (e.g. one called Cash) simply because the payment method for that eating out transaction was different?
For me the limitation comes down to Monzo not allowing us to split cash transactions into multiple categories because ATMs don’t usually let us take out less than £10 but sometimes I only want a pint in a place that doesn’t take cards for less than £5 or something. The solution to that would be for Monzo to allow us to split either just ATM transactions or all transactions out into different categories.