A current account for the kids with a lot of restrictions until they turn over 16.
- No access to Direct Debits
- Parent can control how much the child spends
- Parent can decide if they can use the card at all
- Limit how much in a day money is managed
- Block any 18+ transactions
- Parent can see what the card is spent on
- Plus or Premium subscriptions if parent is on it.
Pretty much all things Monzo except restricting the kid to a more friendly version until they reach their 16th birthday. Then they should have the option to keep account linked to their parent or have the account fully upgraded to work as an All things Monzo with almost no restrictions.