So I’ve dived in and gotten myself a credit card. Setup on Monzo with this was incredibly easy (Barclaycard) which is ace. I know there’s been lots of requests for seeing transactions and paying off the bill from within monzo which would all be great, but I think for me the best improvement would be a setting to allow the negative balance to be taken off my main account ‘spent today’ figure.
I think this would make summary actually usable for credit card spenders and up the amount of people who use it hopefully.
Summary integration would be really really confusing unless it could be segregated into what was due for payment in which month. Just tracking the balance across or even daily transaction detail would be horrible!
Making the Credit Card committed spend accurate for each month is all I really want.
Yeah I’m not bothered about it being categorised or the transactions going into summary at all, just the total amount as a predicted committed spend that changes as you spend on your credit card.
My HSBC card has not updated in ten days, likely due to their changes for “secure” login. I wonder if something similar is occurring here for Barclaycard
On a different note, I do not seem to be able to disconnect my HSBC card under the new navigation. I click the icon, but nothing happens
App to App is available in Monzo as of today, but only on our new Open Banking API which many third parties are not yet using. I posted screenshots in the Open Banking thread.