Been using Monzo card here in Latvia as my main card for 2 months straight now. I’ve had no issues at all so far. Has worked perfectly with ATMs as well.
In Riga, almost everywhere accepts card (there was one pub that was cash only), and all of those places accepted Monzo/Mastercard. Riga Airport arrivals looked to only have 1 ATM, which was fine for withdrawing cash (like all places, you have to decline the ATM currency conversion).
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