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Canada utilises the Canadian dollar ($)
Card acceptance is widespread with chip & pin as well as contactless working flawlessly.
Be aware that although acceptance of the card at ATMs is fine, the fees (anywhere between CAD$2.50 - $3.50 per transaction) can add up. Try making larger withdrawals or stick to card transactions. If there is a Costco nearby, their ATMs only charge C$1 per withdrawal, a better value. Additionally, some credit unions do not charge fees at their ATMs.
All Monzo cards have some payment and withdrawal limits. To check yours before you leave, tap on the manage card icon and then tap on Spending and card limits.
Data will most likely be scant so please try and contribute relevant feedback about transactions
Contactless MasterCard is supported on transit in Vancouver, however there are two shortcomings:
The amount of a three-zone fare is authorized on your card every time you transfer. You will only be charged one fare based on number of zones traveled in a 90-minute period once the charges have settled, however, this can result in a large amount of your money being held up in authorizations depending on how much you travel.
You are also charged a higher fare than if you pay using stored value on a Compass card. The difference varies from C$0.60-$1.25 depending on number of zones traveled.
MasterCard contactless on transit can thus only be recommended for infrequent journeys. The price difference exceeds the cost of a new Compass card (C$6) after 10 one-zone trips or 8 two-zone trips.
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