🇨🇦 Monzo in Canada [Wiki]


(Mike) #1

This is a wiki crowdsourced by the Monzo Community to help you travel with Monzo.

Just like Wikipedia, anyone can edit it to help out others. If you have any tips or feedback for visiting Canada with Monzo, please feel free to edit this guide. You can also add a comment or question below — someone will then incorporate your comment into the main text below and then delete your comment. To create your own “Monzo in …” guide if one doesn’t already exist, just copy this template into a new post and write away!

Safe travels! :wave: :airplane:


Currency

Canada utilises the Canadian dollar ($)

Card usage

Card acceptance is widespread with chip & pin as well as contactless working flawlessly.

ATMs

Be aware that although acceptance of the card at ATMs is fine, the fees (anywhere between CAD$2.50 - $3.50 per transaction) can add up. Try making larger withdrawals or stick to card transactions.

Payment and withdrawal limits

All Monzo cards have some payment and withdrawal limits. To check yours before you leave, go to your Profile section of the app and tap on Limits.

Crowdsourced merchant data

Data will most likely be scant so please try and contribute relevant feedback about transactions :slight_smile:

Miscellaneous


To edit this guide, just tap the pencil icon below. Alternatively, add a reply with your comments and someone from the community will incorporate your suggestions into the guide and then delete your comment.


:canada: Monzo in Canada [Discussion]
New Card Delivery Time
:canada: Monzo in Canada [Discussion]
(Nick Taylor) #2

Not sure how widespread this is, so decided to leave it as a comment and let others decide. Monzo worked flawlessly in Canada, but one retailer (Jean Coutu) required me to specify debit or credit before using Chip and Pin. Debit failed, but credit succeeded. I only have one data point though, so it could have been cashier error.


#3

No, it is correct. Debit refers to their domestic debit card scheme. Credit refers to international debit cards and credit cards.