I would love to see Monzo develop a points system, so say for every transaction you accrue points and when salary goes in and direct debits out etc.
Then when your points build up to enough you can redeem for gifts or vouchers etc - personally I love being rewarded and think this would be quite a good idea…
Also on Monzo’s side customers would be more willing to switch their direct debits etc and use their cards more to earn more points
I personally think this would benefit customers and of course Monzo
Anyone like this idea ?