Monzo has honestly made my life so much easier. As 24 year old brown creative, the budgeting features and real time alerts are helping to maintain a specific spending pace. I would love to see a feature that allows us to share analytics and spending patterns with someone that can help people WITHOUT proper financial guidance, spend smarter. Monzo has an immense amount of potential to grow here in the creative and entrepreneurial arenas the fastest and most effective here in the States. With guidance from an American like me, I think Monzo could have access to the ways of thinking of those most like me… Young, success hungry, and driven to be surrounded by those that share similar thoughts and ideals.