Cheaper rates than the high street banks.
Hey Simon, Welcome!
It’s Monzo, not Monza 
edited the title of your post (Monza to Monzo), hope it’s OK.
Only credit Monzo offers at the moment are overdrafts. You can read all about that here;
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We’re exploring lots of different options around lending, overdrafts are live now for many users and we may offer other types of loans too in the future 
Watch this space!
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