Moneybox app integration

[alexs (Alex Sherwood)]

@anon86499730

I wasn’t aware the marketplace was dependent on the API, as monzo would be implementing APIs of their partners to integrate them given that functionality intends to be in-app.

I’ve checked the blog now & it looks like I should point out a big caveat for my comments - clearly the first integrations will be built on the internal API (TransferWise’s & by the look of it, Nutmeg’s) while the open API is being developed. Once it has been, my assumption is that the marketplace will be built on it (but that’s not actually mentioned in the blog posts), as Monzo will want to monetise it & presumably that would make it easier for developers to build their integrations. But now we’re heading back to our closed marketplace vs open discussion

@anon86499730

I understood that Monzo are delaying their api for the reasons outlined in the blog, but there is nothing from stopping them releasing an api (bespoke or not)for the purpose of moneybox integration if it was commercially viable.

The point I was (not very clearly) making was that if the open API’s that hard to build, then presumably integrations that’re built on the internal API aren’t that easy either. But to be fair, the open API obviously needs to handle a much wider range of requests & will probably be harder to secure etc.