Rubbish advert except for the checkout guyās reaction 
Yeah itās a bit meh ,
Gets the point across though
Anyone fancy sharing what their current return is running at? Chip with 5 referrals give 5%
Thatās good!
Not a very exciting advert. Says what it does though.
Over what time period has the money accrued and Is this āCautious, balanced or Adventurousā?
June 2017 and split is as follows:
https://community.monzo.com/t/how-do-you-make-an-effort-to-save-money-and-how-do-you-intend-to-make-savings-work-for-you/44685/13?u=dunsford
Nice 
The only thing that puts me off is the fees associated with moneybox.
Making more than theyāre charging so far 
This is my little ones JISA, I stopped putting money in as itās always negative and I get more in interest from Metrobank.
Check out the Halifax regular saver account. My kids have more money than me! Lol
How is nutmeg performing? Anybody?
I signed up for Moneybox a couple of weeks ago and so far nearly every bit of information Iāve had from them has been incorrect. Closed it today and will look for something else
That checkout guy needs his own meme 
The ad is shite, but at least itās not some random woman with āĀ£1.99ā scrawled across her clavicles.
Hey Mo, care to elaborate some more?
Personally not had any major issues with them, my only gripe is transaction times, from collection and debit to settlement. Though itās fairly minor really.
And yes, the ad isnāt amazing, but it does give a pretty good overview of what it actually is/does.
@CTE I created the account, set the amount, it told me that DDs were always taken on a Wednesday and the 1st DD would be setup and then taken in 9 days time.
A couple of days later DD was set up, for different amount than Iād specified (possibly to take 2 weeks worth, but thatās a guess) and I got a notification to tell me my first DD had been claimed. Nothing appeared to leave my bank account or was credited to my Moneybox account.
Late last week I got advance notification from Monzo that the DD was due to be claimed on Monday. Tried to contact Moneybox several times during the week and weekend to clarify (as theyād specified this Wednesday coming) but each time there was a message on the chat saying āweāre back tomorrow from 9amā. I now know their office hours and realise that was just a bug, but basically thought I couldnāt get hold of them.
Decided to close the account but couldnāt initially because of the DD being processed (understandable) was given a phone number to call. Closed at weekends so rang today. It said, we canāt answer your call, use the chat. Thatās when I figured out the chat message I was seeing was a bug.
I only set it up for a small amount to get started and see how it worked, but I was left feeling like I didnāt know what was happening or when.
The ad makes it seem like everything is instantly invested. It actually takes a good few weeks for your initial amount to get invested. First they have to set up the DD, then it ācollectsā an amount. This just means youāve reached the cutoff point for that week and thatās how much theyāll collect by direct debit on Monday. Then it takes varying amounts of time for the money to be invested and finally settled.
Itās a lot clearer after the first few weeks but they do a pretty poor job of explaining what will happen, why and how.
Iāve just set it up as a fixed Ā£25 per week as I never felt comfortable using the round up feature. I didnāt like the period in-between where I was uncertain how much would be taken without constantly checking the Moneybox app.
It works a lot better with Monzo in Committed Spending like this too.
The ads pretty awful.
Iām considering pulling my money out as Iām sure there are similar options out there without the not so insignificant fees for a shiny app.