Mode, Crypto Banking App

Just been invited to the Mode Launch event later this month, looks like an interesting proposition as it’s a Fintech bank that operates in Bitcoin. So you can have interest earning accounts, loans and investments all with payment cards that work with Bitcoin.

Looks like its iOS only at the moment, which is a pain considering I literally swapped to Android a week ago! Good thing I kept my iPhone.

Given the volatility of crypto currencies it will be very interesting working out interest payments on savings and loans!

Given the biggest complaint about crypto currencies is you essentially cannot use it for anything at the moment, will having a usable card mean it is finally useful for day to day life?

I haven’t really got started with crypto currency but a bit interested but my knowledge is limited.
How does this differ from Coinbase and things like that does anyone know?