Lumio discussion and feedback

Hi @riceuten - frustrating to hear and sorry about your experience. A long way from what we are looking to deliver. We’re continually reviewing any crashes across the app.

Thanks for highlighting the crash in ‘Overview’. We have just pushed a new version with improved speed and performance. Should solve this problem.

Looks like Lumio is crowdfunding - and they already seem to be overfunding! :tada:

I really like the look, but still no Android? What gives @CR_Lumio?!
Also, no connection with mortgage providers?

(This might also be of interest)

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Hey @Peter_G

Thanks for the questions and the link.

Our Android app is being slowly released to more and more users via our beta rollout. If you email me at charlie@lumio-app.com and I’ll do my best to provide you with early access.

Regarding Mortgages, we are releasing this as well but will be at least 4 weeks away.

Thanks again for the note and look forward to hearing what you think of Lumio!

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@cr_lumio investment platforms have started to use 2-factor authentication. For example with Hargreaves Lansdown you need to enter SMS code upon every login.

I see Lumio supports HL and other investment platforms. How exactly is this supported in your app? Would we need to enter 2-factor authentication codes every time you do a sync?

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Hey @o99

This will vary from provider to provider, and currently, HL is requesting it.

This does have benefits in form of greater security but it does come at the cost of friction for the users.

We are working with all providers to move them across to stronger and more stable API-based connections. Wherever possible, Lumio will be API first.

Hope this helps.

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Thanks. How does it affect day-to-day user experience? For example, do you run a background sync/refresh every day and every day we get a pop-up from Lumio app asking for a 2FA code? Or do you disable background sync for such accounts and require user initiation?

For platforms where it is possible to “trust the browser” is it different (e.g., Interactive Investor)? In these cases can 2FA be done once in the Lumio app and then from then on can the sync happen in the background without user interaction?

Lots of interesting stuff in the pipeline for Lumio. From a recent email, here’s what’s in the pipeline:

Here’s what to expect in the near future:

:one: Standing Orders & Beneficiaries
:two: Offline Accounts
:three: Crypto Connections

The most exciting update - for now, we’re going to call it Lumio 2.0 :shushing_face: - will take your finance game to the next level. We’re going to give you a sneak peek, but more details will follow in the months ahead and with the big reveal.

:one: The Lumio Monthly Manager (we’re really excited about this one - stay tuned :bulb:)
:two: Home layout makeover
:three: UI improvements across both iOS and Android

Here are some other fresh, new features and improvements to look out for this year:

:one: Loans & Mortgage Connections
:two: Custom Categories
:three: Zoopla Integration
:four: Intelligent Budgeting

I’m particularly keen on the last bit. Mortgages and Zoopla (house prices) are excellent and a bit of a game changer / differentiator.