🐎 Lloyds Banking Group Chat

I’ll try grab a pic over the weekend

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Why?

Agreed.

Also is the green highlighting on the home tab a mistake?

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This is just what it’s being worked on won’t be green when ready for release.

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Personally looks like how I expected it to considering it’s likely just going to be the Lloyds app with a different colour and a few other slight variations

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Are Bank of Scotland sort codes still for a specific branch? Just opened mine and it says it is for Glasgow Shawlands. Is this just where any online applications are put? I’m in England so this wouldn’t be my nearest branch.

Sort codes are more random these days, likely the closest branch accepting applications, could also just be a balancing tactic.

Sort codes don’t matter any more, unlike many years ago.

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Fully aware they don’t matter. Just slightly interested as to how banks distribute them

They all do it differently.
Halifax gave me the nearest branch.
TSB originally gave me a list to choose from, but you no longer get a choice, and recently they’ve just given me the nearest branch.
Lloyds gave me a branch whose postcode matched the first two characters of my postcode, although it wasn’t the nearest branch geographically; there were at least three other branches closer to me.
RBS gave me the nearest branch.
NatWest did the same as Lloyds and gave me a branch miles away, although the first two characters of its postcode were the same as the start of my postcode.
Barclays gave me a non-branch based sort code, “Direct Banking 5”
HSBC gave me “HSBC UK Advance”
Santander, Nationwide, and First Direct have never had branch based sort codes, and you just get whatever code they are issuing at that time.

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Had to visit one recently. Thought you might be interested in this.

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They missed out 2008 we screwed up and went bankrupt.

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Heard Easy Like Sunday Morning on the radio yesterday and had a sudden urge to go to an ATM and buy milk and a newspaper.

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When I input my Santander sort code to some things it says “Bootle”

Coop says “Formby”

Not sure why - maybe a customer service centre?

I think Bootle was where Girobank, that was bought by Alliance & Leicester, which was bought by Santander were based. Sort code starting 72 if memory serves.

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Definitely Girobank. It also had a unique post code (G1R 0AA I think).

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I got my salary in there one time. Is that why it said “bank giro credit”?

Odd because it was a BACS salary payment straight in.

On the app it says “bank giro credit” - click it and you see my employers name etc

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Older banks may reference BGC (Barclays does for inbound payments), even if it’s bacs.

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something something technical debt

It’s been a long time since I’ve had a paying in book, but the last few pages of a chequebook are usually paying in slips and will have the bank giro credit logo. I couldn’t tell you the last time I used one - probably not since I had a job at uni where I was paid by cheque, which is going back 20 years.

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Is Lloyds having a Barclays moment for anyone else? Woke up today to be massively overdrawn and find mortgage/bills payments gone from other banks but not appearing in Lloyds where I pay the DDs from