Is Monzo requiring access to contacts for joint account opening / Monzo.me necessary & secure?

[alexs (Alex Sherwood)]

@Gaoler

I actually hate that it insists on having access to my contacts just so it can push monzo me - and if you block access to contacts you cant access any payments at all.

@anon25115823’s comment is (now) incorrect. If you disable Payments with Friends you can still make bank transfers.

@Gaoler

Starling’s … joint accounts work just fine without contacts access.

Monzo’s does too I assume that Monzo asks for access to your contracts for Monzo.me so that it can use the p2p transfers for transfers to users which saves them money.