Is Monzo requiring access to contacts for joint account opening / Monzo.me necessary & secure?

This is an interesting one.
Most of my contacts share my details with Facebook, even though I have never consented to it, nor am I on Facebook.

I do agree with you though on the need to allow sign ups for a joint account via another route, if a user chooses not to enable “Monzo with Friends”, and the contact access permissions that come with it.

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