I'm 25 and I want to start saving for a house. Where do I start? 🏡

[nanos]

@robboadam

Interesting, I wasn’t aware of this. Can anyone at Monzo shed any light on this?

See @Throwingspoon’s comment above, and the detailed discussion in the thread he links to (he’s put it as a question, and I’m not pretending to have a definitive answer, but I have no doubt in my mind that it will make an impact with some lenders, just as I have no doubt in my mind that it won’t make an impact with some other lenders, and I wouldn’t risk being refused a mortgage for something that silly, even if there was only an absolutely minute chance of that happening.):

@Throwingspoon

One question we never got answered on this forum was are there any issues to Monzo only reporting the current account to one agency?. We don’t know if this will cause issues or not with mortgage people. I’m probably stupid for worrying about it but it is nagging at me.

As for “Monzo shedding light on this”:

Monzo NOT On Credit Report

Thing is: how can monzo staff make a statement to that? Every lender will have their own criteria. Monzo can’t know everybody’s criteria.