I have UK/US dual citizenship and have moved from London to the US this year for a 6 month internship. While in the US I’ve been using a monzo USA account to receive my income. I’m moving back home in a few weeks and would like to know what I should do about the money in my US account. Is there any reason to not just use the US card for spending in the UK? Is there any way to do a low cost international transfer into a UK account?