Now that you can have any number of ISAs, I find it difficult to keep track of how much I’ve put into an ISA in any tax year.
I’d like Monzo to make that simple for me: let me see how much I’ve put into various ISAs and show me clearly a) how much that adds up to and b) how much of the ISA allowance is remaining.
Bonus points for a new category that would do that all automatically by tagging the right category.
Barclays have a feature called Wealth Hub that shows your total assets & liabilities across all your Barclays products but you can also manually add any other accounts, investments, assets etc.
I’m quite liking it to keep track of everything in one place and one of the most useful features for me is having my remaining ISA balance shown.
It could be improved by pulling in data using open banking instead of me having to manually update the balance on all the external accounts every month but honestly doesn’t take that long.
I did plan to add a screenshot showing the ISA allowance section but of course they seem to be having tech issues at the moment
somewhere that adds up my ISA contributions (I know I have a calculator, but it could make a nice stopping off point for Monzo Investments and, you know, generally help customers out).
a net-worth dashboard - perhaps including something like this, and seemingly what Barclays does (keen for screenshots once they’ve rebooted their hamsters @descendent!)
I’m not sure Monzo will have the data access with savings and investment providers to track this. It gets even more complicated when you throw flexible ISAs into the mix.
But yes, I agree a better way to track this would be nice.
Apart from the ISA allowance part (the main bit you wanted to see ) these are the main screens. It’s also available on the app but was easier to screenshot from the web version
You know what, I think this would be my preferred solution. I can already track my salary in the HMRC app, having the same for ISAs would be fantastic.
tbutz
(🏳️🌈 Producer of "low value commentary")
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Is that Barclays Wealth Hub for us proles, though? I can’t see it anywhere in my regular app or online banking. Perhaps it’s just for Premier or HNW or something, unless I’m just not seeing it.
Could be, it doesn’t mention it in the premier benefits. On the app there’s a tile for it between the accounts section and circle icons for cards, PINsentry etc