I think it would be good to have a feature that makes it easy to be able to use Monzo as a positive reinforcement to establish good habits.
For example, for everyday that you do 30 minutes of exercise, you can tap a button that saves an amount of your choosing into a pot. You could set goals big or small, a book or a holiday.
Get healthy, learn guitar, revise, be more productive by creating a habit (known to be the best way to achieve something) and treating yourself at the same time.
You can do this with IFTTT 
Sounds like you might benefit from hooking up a running app with IFTTT and Monzo.
Example - For every KM you run, move 50p into a pot.
I think if Monzo tried to include that functionality, it would become a crowded place.
I’ve seen this on IFTTT pre-made applets ranging from manual button press to integration with fitness apps; so should be easy enough for those worried about any technical understanding required.
I had wondered about IFTTT but thought it would be a good feature to integrate.
Still do.
I wonder whether Monzo get information from IFTTT on the types of applets people use the most to help them with what to integrate next.
I think the problem with an IFTTT solution (as far as I can see) is ‘Where’s the automation?’
When the ‘If This…’ is revision or practicing a musical instrument, how does IFTTT know you’ve done it and then trigger the ‘…Then That’?
That’s why I think a setting within Monzo would be good. Set the amount, maybe set the activity, have the option to set a target amount and away you go. If possible, have a widget on your home screen that you just have to tap each time you’ve done your daily activity.
You can add a button widget or link your fitness app etc. for the automation point.
Thanks Sean, I’ll have a look at that.
I ended up creating an IFTTT applet using Google Assistant and Monzo.
If I say ‘Task Done’ it moves money into my Coin Jar.