This is where I think your last thread was more accurate and I think a little bit in reverse.
JA don’t need Premium, they only need Plus.
With the exception maybe the card, you don’t need more of it. Virtual cards, categories, export etc on JA to give you the complete package.
You dont need two lots of insurance, you aren’t getting double the interest, double round ups, check my credit score twice, more average offers.
I posted this earlier on the other thread about this…
They don’t deem the gain worth the work.
If it’s another £5, that’s a small % and some revenue. If it’s not another £5 then it’s cost for a very small gain.