I see the why you’d want it, there are just many ways to do it yourself and none of them involve Monzo holding on to your money.
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The idea is that it’s there for people who’d want to use it - same way you do not have to use “get paid early”
Again, I do have to use work arounds like getting paid into a diff bank acount, moving it on the right day etc etc.
What I am suggesting, as an idea, is that if the reverse of “get paid early” is offered it would give people a cleaner, hassle free option to use - should they wish.