The general approach was. I’m not sure I’ve seen the timeline before. And, anyway, the article is new and I’d rather folk shared than worried about repetition.
This para caught my eye:
Just over half of all shops in the Netherlands now accept Debit Mastercard and Visa Debit, so they also needn’t worry about being left unable to pay for their essentials whilst the new debit cards are in the process of being rolled out.
I’m not sure the second part follows from the first. 50% is good take-up?! I’d love to see how that compares to Maestro.
Not really, is it? I’d hope that in tandem with the push to move cardholders to Mastercard, there’d be a push on the retailer side along the same lines.
Not an article (but still about banking in general) but didn’t want to post a thread just for this.
What are the main differences between Google and Samsung pay/wallets. My old phone didn’t have Samsung Pay for some reason and my new one does and just want to know which is for me.
I don’t think either app is particularly tricky to learn how to use. Samsung Pay confused me at first with the quick access on the home screen, but I quickly realised what that was thankfully.
After having a closer look at both, the 2 main differences are Google Wallet having more banks and shops you can add, and Samsung Wallet requiring a PIN/fingerprint before you pay.
Is Google Wallet much less secure because of this? What is stopping someone taking my phone once it is unlocked and using Google wallet?
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Doug_hboy
(Always be alert because the World always needs lerts.)
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Does it not require additional authentication when making the actual payment? With Apple Pay it requires Touch/Face ID when selecting the card, and it will re-require it if it isn’t used after 30 seconds or so. Would be extremely surprised if Google Wallet just left it fully open as long as the phone is unlocked.
Not sure how that’s compliant with SCA regulations then Apple Pay has no limit but it’s authenticated with biometrics every time. Here it sounds like you could pick up an unlocked phone and make a large purchase? Seems strange to me. It must ask for authentication over a certain amount or something.
If memory serves, you don’t need to unlock your device for anything under £30. Not sure if it’s a hard limit or a number of times you can do that before you need to unlock the device and make a payment.
It seems it must be number of times? Because how would it know what you are going to pay before you pay? Usually you unlock and then tap (I’m thinking Apple Pay). Unless it let you tap, realised it was £300, and then rejected and made you unlock it, which would be pretty annoying!
Android (13 at least or maybe just pixels) now has the option to turn off NFC when the phone is locked, so you’ll have to Auth for a Google pay transaction of any amount.
Apple Pay has no limit but it’s authenticated with biometrics every time. Here it sounds like you could pick up an unlocked phone and make a large purchase? Seems strange to me. It must ask for authentication over a certain amount or something.