Full bank credit reporting (not scoring)

[anon95680666]

bit of a thread about credit rating / reporting here if you want

Monzo's Approach To Credit Scoring

Thanks @beningreenjam for kicking this topic off! I’ve read every post and contribution, and it’s all really interesting stuff! My blog post on our approach to overdrafts is quite relevant and you might like to have a if you haven’t already. I’ve spent much of the last 20 years or so working in various :bank:s and lending/borrowing (depending on your perspective) fascinates me. In my blog I raised a topic that I wanted some feedback on “How we work out what is the ‘r…