I am probably an outlier but I want to know whether leaving the card frozen all of the time I do not intend to use it is a supported and encouraged feature.
As in… I make only 4-5 transactions per day at best, and they take 30 seconds at most (end-to-end pull out card, pay, wait for confirmation, put card away)… meaning the card is only in use for approximately 2 minutes per day.
What I’d like to do, is to freeze the card for the other 23 hours and 58 minutes when it’s not in use.
I logically see no reason why one wouldn’t do this… to leave it permanently frozen, and only unfreeze when one knows one is about to make a payment, and freeze immediately after.
Is this a practise that is encouraged by Monzo? Any potential issues with doing this?