Where were we? Yes, we’re at
Powerful search and filters on the transaction feed.
Way back in time, before there was Summary, Monzo had the Spending tab. This gave some nice run downs of amounts spent by category and merchant (I think - my memory is hazy and my google-fu is failing me).
Separately, the iPhone app has some excellent search functionality (which is sorely lacking on the Android version, but I digress) which lets you search by merchant, location and loads (and loads) of other stuff. It’s one of the rare occasions where someone has really thought about the problem and really delivered on it. It’s excellent (even if, reportedly, it kinda didn’t work for a while).
So, what do these things tell us? I think they tell us that (looking at the budgeting poll) that users really want this form of insight. But instead of giving it to us over time, it’s actually been taken away by Monzo - or only available to a subset of users. This needs to be fixed!
How to do this?
This one is quite simple, I think…
- Bring search parity to Android
Then…
- Add in the ability to only see credits or debits
- Let users save searches - let’s call them filters.
- Let users sort group transactions (for example by merchant or by category)
- Let users sort transactions by things other than date. By merchant name, category name, or value would be a good start.
I was originally attracted by this (from this post):
But I can’t see how it works with the current app set up. I’m attracted by a simple tab, but then you’d need a date range and you might as well do it from a proper filter. And, in any event it’d end up looking like my Dozens mock.