Fixing budgeting

[davidwalton (Award Winning Hot Coral Analyst)]

Future forecasting (as opposed to budgeting) is the bedrock of how I plan and manage my finances. YNAB has recently been able to do what I need in a basic form with future transactions and reporting.

An outline from almost 2 years ago is below. If Monzo did this in the feed, along with selectable future periods in Summary, I’d be very happy:

We're working on a new look for the Monzo app

This +1 Also the ability to add future transactions manually for known upcoming transactions that aren’t DIrect Debits/Scheduled/etc. transactions. let’s call them ‘ghost’ transactions. A ghost transaction is shown in the future and therefore affects the left-to-spend for that displayed period. And the ability to set a ghost transaction as repeating too. The issue then is what to do when time goes by and the ghost transaction date equals today’s date; Has an actual transaction oc…