Extraordinary ideas that only Monzo would try!

(Richard) #21

True…notifications going off every few minutes…

It could also link in with the dating idea though that @yen posted :thinking::thinking:

(Marcus Nailor, Hot Coral Detective) #22

Whip your monzo card out in a UV lit environment and it glows like mad :stuck_out_tongue_winking_eye::sunglasses:

(If there's the wrong end of a stick, you'll find me holding it.) #23

I’m not related to anyone in Iceland. How much are the flights?

(Edward) #24

Automatic suggestion and calculation of (or even application for) compensation for delayed or cancelled EU flights. Flight schedule data + GPS for time and location = a little "you just got another 100EUR!” notification as you sit in a random airport for yet another hour after the scheduled departure time.

(Colin Robinson) #25

Yeah, we could call it Monzo Black (sorry Viola). :grinning:

(Neil M) #26

An Easter egg hunt in the form of Android Code, So that one particular individual can follow it :joy:


Peer to Peer lending to monzo users from other monzo users only. Special rates etc

But the pot has to be built first by Monzo users putting in to then lend.


Automatic push of the best voucher code online for your restaurant you’re using, ie Prezzos etc


I suggested it online but the ability to block purchasing on your phone, ie an ap blocker…similar to Gamblock.

Ideally I’d love to block places like Dominos, Just-eat etc so I can add more friction…how you’d make money I don’t know but I’d pay a yearly fee for this (and the gambling one)

(Matthew) #30

Monzo’s take on Chip

Chips an Extaordinary idea, but I don’t want yet another app and yet another savings account.

Sure Monzo can rustle up an Algorithm and bang it in a Pot

(Alex Waugh) #31

An AI financial adviser that uses my payment info to help me manage my finances and help me stop spending all my money on food and beer! :beers:


You can move money in and out of a pot that is linked to the stock market (obviously not great at the moment) but you can move it in and out fee free

(Splodf) #33

A full suite of gif memes for the forum acted out by @tom

(Nick) #34

Users can create a one-way pot called ‘Tip jar’. Then, any time they’re especially pleased with the service, or appreciative of what they’ve just been able to do with Monzo, they can transfer some money to the Tip jar. This would show up as ‘spending’ for the user, for Monzo (cumulatively) as a revenue stream.

(Neil M) #35

A SpaceX rocket sponsored by Monzo or alternatively the first debit card in Space

(Marcus Nailor, Hot Coral Detective) #36


If anybody can make it happen, it’s Monzo! :wink::yum:

(Love this idea, made me chuckle :joy:)

(Marcus Nailor, Hot Coral Detective) #37

Hot coral AH-64 Apache Gunship which shoots Monzo cards? :helicopter::monzo::hot_coral_heart::credit_card::joy:

((╯°□°)╯︵ ┻━┻) #38

Monzo TV :tv:

It can be like Sky news giving headlines and stories for what is going on at monzo, in the community forums and fintech in general.

They can then have guests on for chats and debates :microphone:

I’d certainly have it on in the background :grin:

(Rachel Raybould) #39

Radio show? Could listen to it in the car when I drive.

((╯°□°)╯︵ ┻━┻) #40

Or Podcasts!

I have a feeling that they’ve done/do this already though :thinking: