The UK recorded 54 cash machine withdrawals per person in 2014 - the highest in the world.
Germany has the largest amount of cash withdrawn per adult in Western Europe. Adults in Germany withdraw on average over £3,500.00 a year from ATMs.
What can we conclude from these findings?
ATM usage is an important factor in attracting new customers to any bank, so arguably unless you allow 5 free withdrawals every month you will be penalizing your customers with withdrawal fees (as the average Briton withdraws money once a week, not just 2 or 3 times a month)
Larger withdrawal amounts in Germany may be due to the fact than many/most banks charge ATM withdrawal fees, so this is a more cost effective way to obtain cash. However, the side effect of this is reducing card usage as customers then use the withdrawn cash instead of their card.