Hi Raul, welcome to Monzo forums 
. I moved your post to main topic where other suggestions for custom categories were already added (so Monzo team has easier job going through this feedback!
).
You know how categories look like now, but you see next version of categories in this Sneak Preview from Hugo:
https://community.monzo.com/t/breakdown/9589
I don’t think Monzo can help you reorganise your life though, so I’m terribly sorry about that! 
Or maybe give it a year or two? Monzo has pretty big plans. 