Would investors in this round get an Investor card?
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Itâs a high possibility that you would 
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Yeah, definitely.
In the first round you got one investor card (more than 6 months after investing if I recall) and if you lost it that was that as there were no more produced.
With the second round they thought a lot more about it. They worked with suppliers and added an investor flag to their database so that whenever you receive a card in future it will be an investor card.
So for them to say âno investor cards this time, sorry!â it would be pretty inexplicable as all theyâd need to do is update a database. They also struggle to find incentives that are free/cheap so an investor card is the perfect solution.
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Do we think the next fund raise will be another Crowdcube event? I canât help but feel crowdfunding is all done with now, next step is list on the market.
are share owners eligible for dividends? 
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Speaking in general terms, shareholders are eligible to be paid a dividend as long as the company is in profit after all expenses (such as bills, taxes, etc), and the majority vote in favour of a resolution to do so.
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If you watch the Open Office from April on YouTube thereâs a clue (afraid I canât remember exactly when). Tom says the last round was limited by EU caps on Crowdfunding and he hoped the next would be much bigger.
I think technically the cap is on crowdfunding without a prospectus, so they might have a way around it, definitely didnât sound like IPO was imminent though.
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Yes, although it is rare for pre-IPO startups to pay dividends, as it is more important to grow the business.
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*Insert Meme from Futureama - âShut up and Take my money!â
Where can I invest? and what do I get back?
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Not yet! But soon
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Has Monzo scaled back its international growth ambitions?
http://www.cityam.com/288338/trading-places-monzo-co-founder-takes-back-seat-make-way
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I read this as one of the reason theyâve hired Meri is to help scale the tech. So I see this as a more likely indicator for international expansion.
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If memory serves, at the last fund raise Monzo allowed staff to sell some of their shares, this was to (a) allow long term staff to enjoy some of the fruits of their labour and (b) to reduce dilution by churning existing stock.
So for the next fund raise why not do the same thing again, but extend that to all share holders? give everyone the chance to sell (if they want to) to realise some return and allow others to invest whilst reducing dilution.
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Looks like crowdfunding regulations have changed. From July 21st companies can crowdfund up to âŹ8m without requiring a prospectus, (up from âŹ5m) 
Thatâs good news! But Iâm hoping Monzo is planning something biggerâŚ
Sounds like they are from yesterdays âgoalsâ announcement
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The Brewdog raises are probably the best example of whatâs possible. By publishing their own prospectus they went bigger than the now 8 million Euro limit. My issue with those raises (and I own a bit of stock from early on) is that they go on for ages which means that your money is tied up if you invest early and the valuation is changing so much over the course of the raise. A short large raise via prospectus would be optimal IMHO.
It would be really cool if you could invest from within the app and would be great if all users had the opportunity to participate. It is a pain for organisations to have too many investors and more costly than having a couple but Monzo has such a thriving community that perhaps the benefits outweigh the costs in this case.
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Any updates on the the crowdfunding?
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Sooner the better