Crowdfunding and blocking

If a user enables the gambling block does that prevent them from investing?

Should it? :face_with_monocle:

[FYI: The mods split this out from a couple of relies in another topic]

Edit: IMHO probably not, given that this is a Series E investment, and Monzo has 500+ employees, and a valuation of over £1B.

No it doesn’t stop you investing

And to the second, more important, question? :wink:

No. Gambling and long term investment are entirely different


I’ve had this conversation with others, my opinion is alway gambling and investing are not the same and if you can’t differentiate then you should not be investing.


It’s really different to me and tried to explain why on the other thread :
We’re crowdfunding up to £20,000,000 and we’d love you to be part of it!


Yes, but this is investment in a startup. It’s inherently much riskier. If you can’t differentiate then… :grinning:


You forgot the startup element, which is the key part. That makes it look less like investment and more like gambling.

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Any company can fail, start ups are more likely but there’s no such thing as a guaranteed investment. As pensions rely on investment in the stock market should the gambling block prevent that as well?

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You’ve hit the nail on the heads

Gambling is about odds that are heavily in favour of the house, you will always lose at some point.

Investing is about risk, and risk can be mitigated.


That’s the question. How much does investing in a startup resemble investing in an index tracked fund, and how much does it resemble rolling a dice?..

There is clearly a correlation between investing in a start up and gambling.

If there wasn’t, there wouldn’t be so much discussion/research about it (just google if you want to see).

But fundamentally, an informed decision to invest, is obviously different from a spin of the roulette table.

Although I’m sure those professional gamblers who bet on sports (after many hours of statistical research and knowledge), will argue that they are making an informed decisions as well.

You don’t roll a dice and wait 5 years to see what it landed on


You’re using the narrow definition of casino gambling there. People bet on, say, sports games where it’s very close to a sum of 1 (probabilistically), which isn’t heavily biased.

That’s a bit too literal a reading :wink:.

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If you read what Danny said, and I tend to trust the opinion of someone who has been through it, it’s not the same though


Well I’m a gambling addict, and to be putting money, risk or not into a place I can’t touch for X years is a big achievement, personally at least. A year ago, id of thought oh if I bet it on this first, double my money I can buy more “shares”. Just my opinion though!


I think the biggest question should be do people realise buying shares is a gamble ( in my opinion :slight_smile: ) - from some of the Qs Ive answered on the forum it does seem to show a certain amount of naivety in relation to firstly, borrowing money to buy shares and then the exit strategy from the overdraft should they be inclined to use it, some even don’t realise they cannot cash in a week later seemingly

To me personally it does not seem a good choice to borrow to /gamble / invest


Which is great if the start up company succeeds, but a terrible decision if the company fails (which the majority of start ups do…).

Clearly I don’t think Monzo will, but there is still an element of risk (a gamble so to speak).

Appreciate it’s not exactly the same as your typical gambling in the UK, but there are certainly a lot of similarities.

Investing in a long term fund is a different story - But that isn’t the question here :grinning:


Investment itself done properly after knowing the pros and cons is not gambling but most investments where we know there’s even a slightest of a chance to lose money can be called a gamble.
Does it even makes sense what I just wrote :grinning: