For my 2 Pence I would try and get a credit card with a bank as the provider simply because if you ever face some financial difficulties they will be more inclined to help you rather than someone dish as Capital One or Vanquish as who prefer profit over customers.
Edit: Plus banks have lower interest rates the majority of the time and you may find you get some benefits depending on the bank.
Closest topic I could find.
Does anyone know how long a balance transfer usually takes?
I initiated on Saturday (non business day) and I cannot be bothered to call the lender to find out. It’s still not been completed, but when I go to do it again the option is blanked out.
Some forums/pages online say it can take up to a week, is that right? I’m working day 4 now.
Yeah around that, I wouldn’t think it’s too far along to worry about it.
Has your available balance changed on either of them?
Nothing yet either side, it’s my first ever BT so don’t know how long it’s supposed to take.
Maybe tomorrow.
Depends on the provider, sometimes it can take a few working days, a week.
You should be able to see this information in your Terms and Conditions
I’m sure it said 3 working days when I initially put it through. I will call them tomorrow if no updates. Just hate calling people (working in a call centre you’d think it’s ok) 