I’m not calling them for small minor things.
It’s often to transfer money or to arrange borrowing facilities for my firm.
In most instances, it’s to do with transferring funds relating to a client account or cash pool account.
I presume our conversations would be very different.
Is your Business with Coutts?
Yes, we fall under their professional services category for commercial banking.
The same for lending, we get bespoke and specialist lending.
They’re normally 24/7. I use common sense if it’s late at night I’ll email them.
That rarely occurs, that I would need them at unusual hours.
I’d love to know the stats, but not looking like you’re wealthy, in my opinion, is often a very good indicator of true wealth. My uncle is worth tens of millions and yet he wears the same jumper with holes in it pretty much every day, sometimes looks borderline homeless. Also the least extravagant person I know 
I’m definitely not worth tens of millions (and at the time probably wasn’t worth tens), but I might share your uncle’s sartorial style.
From my banking days there was a Mr. Money-Coutts on their board. I was invited to quite a few lunches at Coutts. Very lavish affairs. When you arrived you signed into their guest book using a quill pen.
So is Coutts like a rich people bank?
Similar to Citi Private Bank or JP Morgan Wealth Management back in the US