Firstly, the time to reply is ridiculous, I sent a chat message about a rather large transaction thats gone astray, yesterday in the morning, I got a reply today. More than 24 hours later.
But, unfortunately this isn’t even the worst thing. The chat staff simply doesn’t understand what you are asking them. I had a really simple question.
“Can you check if the transfer I attempted to make to AMEX on the 27th is still pending, I dont see it anywhere in the system”
I was then asked, what name I had given the transaction when I created it and I explained the following:
I haven’t named it, I took the following steps to make the payment
- I logged into my amex app, and pressed “make payment”
- I chose Monzo from the list of banks
- I selected the amount I wanted to pay
- The amex app then redirected me to the Monzo app, that asked me to confirm the transfer I was about to make
- I confirmed in the Monzo app I wanted to make the payment
- I was routed back to the amex app and got a receipt of payment
Now, the payment however, never came through, Amex is telling me that thet bank (Monzo) never transferred the monies.
My question at this stage is simple, I just want to be reassured that the transfer isn’t pending, and simply failed. So I can attempt to make it again without risking double payment.
The support staff is completely confused about this, after stating the above, I was again asked, what I named the transfer when I made it. And I politely asked him to read the above again.
Then, he sent a snipped on how to make transfers, I explained that this wasn’t my question, I just wanted to verify if my transaction had failed or was pending.
I’ve been ghosted since then. No reply.
I’m fairly sure it failed, as it’s over 10K. But it failed completely silently. And it seriously doesn’t fill me with confidence that my bank cant even check the status of an attempted transaction. This have become an 24+ hour thing, that still hasn’t been answered.
If this is the future, I will have to explore the past. I’ve never had this much hassle in getting such a simple question answered.
“what is the status of the transfer of X to Y made on the Z”
crazy.