Competitor update

Black card would look quite fresh too tbh.

Starling finally published a more open blog post today, from their CEO

there’s a few things worth highlighting:

It looks like they slipped this announcement in -

And that’s why we’re so excited to let you know that we’re a fully licensed bank — with no restrictions — authorised and regulated by the FCA and PRA.

Features the app / account does have:

Faster Payments, direct debits, contactless debit cards, overdrafts for qualifying customers, and protection for all eligible deposits up to ÂŁ85,000 from the FSCS.

Notifications are opt in :thinking:

We also offer a real time view of your balance — there’s no more need to worry about whether Friday’s bar tab has gone through before you do your weekly shop on Sunday; it all shows up on your account as you spend and you can sign up for notifications too, if you want them.

You can switch your card off if you’re not quite sure if you’ve left it in yesterday’s coat, then turn it back on once you’ve found it. If you qualify for an overdraft, you can increase or decrease how deep it goes. Passcodes, passwords and PINs are all accessible from the app. And if you get stuck, 24/7 customer care is available through the app too (with actual humans answering your questions at the other end).

We’re building a Marketplace of products and services to help beyond your everyday spending by partnering with smart apps like Transferwise and Moneybox.

Features the app / account doesn’t have yet:

Insights into spending habits, categorisation options, and savings goals.

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i always though starling was a head of the curve, it seems they are behind. the fact that they silent announced full banking license is indicative of how they have been behaving of late.

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I wonder if I will ever get my Starling card now its a fully licensed bank like Monzo :slight_smile:? - keep getting the emails that it is coming soon but nothing else - have they lost my application - anybody from Starling on here that could help with a golden ticket :slight_smile: ?

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you might just win the lottery before you get a starling card

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I asked them again this mornining on twitter, about when we should get to try Starling, but just got a cut and paste reply back from them…

…

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Maybe they have come on here and taken down a list of names of who NOT to give a card to (all of us), because their beta seems to be taking place completely without any critics / Monzo fanboys :wink:

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I also asked. “Very soon” was the answer.

Interestingly “soon” used to mean “immediately”. But the definition has slipped somewhat over the years.

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don’t know if this blog from Ben Smith has been posted - some are obviously getting under the radar to claim their Starling card :slight_smile:

https://btrsmith.wixsite.com/funtech/single-post/2017/04/05/The-Travelers-Dilemma

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This is what is annoying me the most with Starling as they don’t seem interested in you or me, but just in giving out cards to Journalists and bloggers (as I’ve said before)…

I hope Starling figure out sooner rather than later to get the cards into the hands of people who will give real world feedback

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Worth noting that Starling doesn’t allow top ups below £50, according to that article.

lol who knows what they do and don’t allow apart from a very very small group of people :slight_smile:

Interesting stuff – wonder whether there is anything similar in the pipeline for Monzo?

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This could of interest to those looking for a joint account…

https://www.blossomapp.co.uk/

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Tandem update:


Links to a surveymonkey form… have submitted all my answers and shall see what happens :slight_smile:

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Same here I got the email today too

I have to say I’m a little surprised.

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Funnily enough I got that too - but I already have the app.

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Tandem are loving their registration forms aren’t they?

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Some interesting features there that I hope will make it into Monzo (ring-fencing of bills for one).

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