Competitor update

Some interesting numbers / information on Monzo’s competitors in this podcast from 11FS, who also interviewed some of the Monzo team last week. -

From 5:40 onwards.

Reported funding of the challenger banks:

  • Starling received an additional £48m in January
  • Atom £135m total
  • Tandem £100m
  • Monzo £15m (I don’t think the host said £50m)

Platforms which the challenger banks are built on:

For anyone who’s interested, the remainder of the discussion about the challenger banks is mainly focused on whether these banks really are different, their business models & whether banks trying to influence user’s behavior is a good thing.

It’s discussion with some pretty influential, intelligent people from the fintech industry not getting challenger banks - although they obviously haven’t taken an in depth look at them either, to be fair…

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