Competitor update

depending on how long Monzo stays as a prepaid card I would like this Monese idea to be incorporated into the top up feature - being given an idea of the amount you are topping up in local currency when travelling would be very helpful - whether its worth the effort for the next 3-6months before full licence - don’t know how difficult it would be or if a priority if bank licence is imminent ? - maybe show your bank balance in local currency as well when abroad when Monzo is a full bank

or even just have option in account to display in a second currency, even if not abroad, as this may appeal to those emigrating to UK but not used to our currency

Integration with nutmeg is smart - hopefully Monzo pursue that at some point with their vision of bank as a market place (similar to Fidor’s vision). I am a very satisfied Nutmeg user

N.B. I am all in favour of competitor updates - it is important to know what other financial management options are out there and what they offer - there is no point in blind loyalty to a brand/product - that wont help convince any new people to join.

To me hopefully Monzo can do better as it looks to me (and I may be wrong) that the link in their internet banking purely opens up the Nutmeg site with a referal code. A full integration into Monzo site such as a white labelled product would be nicer

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ah right - i was hoping it would be something deeper such as linking the accounts and the ability to pay into savings right from the current account (that would be fairly useful in monzo - ability to sweep remaining cash at end of month/next payday into savings)

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That would be a useful feature, there’s been a lot of discussion about something similar here

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Yep. A bit of a damp squib. Without linking accounts and having to go to another website it almost a waste of time.

Also Monese have changed the way they send out bank cards. Instead of a DL size envelope with letter or card in with the bankcard attached…which can be felt thru the envelope, they now sending out in a greetings card shaped envelope with the bankcard inside a very nicely presented card/folder so the card can not be felt thru the envelope

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Atom Bank have today released their Android version of their app to Google Store

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Looks like Atom are just about the same stage Android rollout as Monzo ? -

Downloaded it to look at but you can’t sign up until they email you a code. Written on a gaming software it does sound a bit gimicky

Surely, porting can’t be that hard considering the entire thing is written in Unity. :upside_down:

True (ps love the upside down smiley)

Innovation :roll_eyes:


At long last… actually very pleased that they’ve finally added it.


Good to see it also supports the other LBG apps such as the Halifax one. It’s annoying that some banks are late in accepting Touch ID. The new MBNA app still doesn’t appear to have it.

Any TSB customers able to confirm if their app has it? I know when they were sold off they still used the same online banking infrastructure but not sure if they still do.

TSB uses a different online banking system to LBG for some time now. Also their app doesn’t have TouchID :frowning:

Wow, even “we were nearly a year late to Apple Pay” Barclays recently figured out that Touch ID exists!


The Royal Bank of Scotland and NatWest have both added Apple’s Touch ID as a way to sign- in.

A group of hackers managed to get around TouchID only a day after the launch by making a fake finger from a photograph of a fingerprint left on a glass surface.

Apple said TouchID “was not a total replacement for traditional security measures” and was meant to make unlocking the phone more convenient.

Ben Schlabs, of SRLabs, a German hacking think tank, said: “The security implications are the same, it is just as dangerous… I think it has been shown that it is pretty easy to spoof it and the risks aren’t fully understood.” He said using TouchID alone to gain access to a banking app introduced dangers that were not present when using passwords or Pins. "Just the fact that you are carrying the key around with you and leave copies of it exposed everywhere you go makes it a very different risk to something that is inside your brain. The risks are poorly understood.