Coutts often give free gifts too.
I’ve recently head an umbrella, card wallet, gold plated keyring and my new 2025 diary!!
I guess that’s what the annual fee gets you 
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Yes basically
My vehicle of choice is a Bentley Mulsanne with the Mulliner specification.
Navy blue outside with navy blue and cream interior with dark piano black gloss detailing on the dashboard etc.
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I’d have liked the yellow one but you had to refer people didn’t you? 
Oh no. Missed that
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I presume that’s before tax, so it would take you more than 26 weekends to save the money.
He won’t pay any tax on £96 a week
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Nothing if your income is less than £12500/year.
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Council tax doesn’t come out of your salary. Other deductions would include National Insurance, pension contributions and, possibly, union subscription.
Do the Coventry alright, but do a pension through work too as your employer may give you free money if you’re in their pension scheme (depends on your age, income and employer).
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Nice people can do stupid stuff, so a union is a nice insurance policy to allow for that. Also, you’ll get discounts on loads of stuff via the union.
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Everyone pays income tax on earnings over the tax free threshold, most pay national insurance.
I use the same white card for my Apple wallet 
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If all you’re earning is £96 a week you won’t pay any NI.
https://www.moneysavingexpert.com/tax-calculator/
You can input your earnings here to see what you’ll pay.
Wise Eco Card still wins those stakes.
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True yeah 4 accounts. (Spend & Save, Spend & Save Plus, Student Account & Cash Account)
Also I know it’s a Visa which is why I will get a TSB Credit Card to get at least 1 TSB Mastercard in my collection.
A couple of new horses:
I quite like the cashpoint one. I can’t say I like the physical Private one much more than the gwallet version. The Lloyds has a bit of a silver sparkle, but black on black doesn’t do much for me. In fact there’s a sparkle on the black background, but it’s extremely faint - visible in direct torchlight from my phone, but not really in normal lighting. If the sparkle were more visible it might be quite cool. But as it is, I preferred the previous private design. Both have the same “box” visible around the braille dots as mentioned upthread.
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I don’t really see a difference tbh. I know back end and perks can differ but for me on a day to day use, both are fine.
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Really don’t think there’s much difference, but my two MasterCards have no fees abroad, so I’ll go for that (although I do pay £3 for that with Santander Edge…)
I’ve always preferred the Visa logo compared to Mastercard as it tends to blend into designs better.
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