Aligned pots - pots that are aligned to the spending categories - following salary payments money is distributed into each category based on a prederminded amount with anything left going into an additional jar for saving. At the end of the month anything left in the jars automatically go into the savings jar. It would be helpful if some categories could be customised eg shopping sub divided into home, clothes, accessories and so on. With the ability to add money to a specific category from savings if required.
This would be helpful to see what you’re actually spending your money on & limiting your spending on certain things