✅ Cheque Imaging 📱

I can’t remember the last time I got a cheque for anything.

I probably only get one a year, unless I get a tax refund, then it’s two. Many more than I write. R-

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Average 1-2 a month for me as DVLA refuse to switch to bank transfers. Just pay into Starling instead as good cheque imaging.

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Two a year from a relative who lives abroad. Prefers something ‘to drop out of a card’ rather than do a bank transfer. I’ve received five from banks in the last 18 months relating to unasked for refunds due on various financial products, which I’ve just used another bank for.

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Just being nosey but why are the DVLA paying you every month?

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DVLA do bank transfers for most things now. You just need an online account or to give them the details on the application / form.

Otherwise they default to cheque.

For medical reports

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Yep sadly not for this. Have asked multiple times. They’re also months late in making payments!

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That sucks :slightly_frowning_face: They’re doing it with pretty much everything else so hopefully it won’t be much longer that this is merged with the same system.

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Bit of a sweeping statement to go from cheque imaging to things in general.

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Why? :laughing: I’ve never had that either!

At a guess, it’s for internationally based companies which aren’t connected to domestic U.K. payment systems.

They can either pay via the SWIFT network, using an IBAN, or they can use a cheque processed via a correspondent bank.

Also, it’s possible that they are asking for the IBAN as a more fool-proof way of recording the sort code and account number, since IBANs include a check digit alongside the sort code and account number.

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I wasn’t blaming you :rofl: I was just curious to know why.

I’ve had refunds from the DVLA for all sorts and have never been asked for IBAN. For example on road tax refunds, there’s a paragraph on the back of the “we owe you £X” letter. This says that if you do nothing they’ll issue a cheque in 6 weeks or if you go online, give them your account details you can have the money in 2 weeks.

Don’t quote me on the timescales - I can’t remember exactly what they are.

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That’s true, I’d forgotten that. Rather not wait 6 weeks. R-

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There going to be doing open banking payments this year as well

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Wow, must admit I hadn’t noticed they don’t issue an IBAN! All my other accounts (including Revolut, Starling and even Monese!) have them so I didn’t realise Monzo don’t.

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Revolut is a bit of a special case, since the IBAN is totally separate to the U.K. domestic payment account details.

I assume this is because of the way Revolut is set up, where your account is actually “buckets” of different currencies linked to various different account details.

Revolut don’t have standalone “accounts” in the traditional sense, and the IBAN uses the equivalent sortcode of 00 which is reserved for IBANs only.

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Anyone else keep dropping by this thread to see if there is an update but knowing full well it won’t ever get implemented?

You can vote for it at least now The Big 2022 Poll: Expectations and Wishes!

You could vote for it before. Its at the top of this topic.

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The thread you keep linking isn’t for votes. It’s just for chat and wishes.

Sadly the ones you want don’t seem to have that much desire to get completed, despite the votes. Votes are largely meaningless.

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