Ahhh, yes definite similarities 
There American Ads arenāt much better lol
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Ah the infamous ācan I talk to a real person 24/7?ā ad.
Chase copying. Monzo lying.
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So, I actually had a survey through from Chase earlier this week.
It was actually just 2 questions - so not much of a survey. The first question was 'Would you recommend Chase to Friends and Family, and why?
The 2nd question though was a bit āweirdā. It was something like āHow would you feel if the Chase app was no longer available?ā
Also, this whole argument over the Chase ads is a bit silly. Monzo did not come up with the concept of āVoiceover explaining something with customer on screenā. In the early 2000ās when Smile launched as a bank they had something similar, and RBS ads from 4 or 5 years ago explaining features of the account, like locking your card when youāve misplaced, were the same.
Itās a very simple concept.
If Chase had gone with a black horse stalking people around the country, then yes, Iād say theyād definitely be āinspiredā by ads from another bankā¦ But not just āhereās someone telling people what the account can doā. Thatās too generic.
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And as you say, itās got people talking and noticing.
So as an advert, itās done itās job well, and they probably see it as a success.
Chase wonāt be the first to nick someone elseās ideas and definitely wonāt be the last.
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Nerds on a banking forum.
The general population isnāt comparing/caring/noticing.
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Good point, but I expect Chase will be relying on those that see it while watching some random Youtube video or when it pops up on something like Twitter to take notice too.
Are they actually advertising on TV? I ask because although I have seen their ads online, and heard them on the radio, I havenāt seen them on TV yet.
Theyāre definitely advertising on online streaming services (not just youtube - but Iāve been watching a lot of Pluto TV a lot as well and theyāre repeated a lot on there).
And I think Iāve seen them on some of the more āobscureā Sky TV channels like the Ancient Alienās channel (or āSky Historyā as itās labelled in the EPG).
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Yes - I saw at least three times on Saturday. It was probably Sky Sports.
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Theyāre also really pushing their ads on BA. Took a few flights with them recently and Chase is one of the first ads played before all of their on-demand content.
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No. The competitor has planted the seed. Now your advert can make the conversion.
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could you share the same also?
We knew about these features but I guess a little update is nice x
Itās refreshing whenever I see an app with actual update notes now and not āminor bug fixes and enhancementsā regardless of the change. 
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Been with Monzo since pretty much the beginning. Flex? Nope. Ā£1k overdraft? No probsā¦ go figureā¦
Do I need the overdraft? Nope. But flex would have been nice to have
Chase offer better interest rates, Chase it is
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Not sure how virtual card number works with TfL. Will TfL show trips made with physical chase card if one enrolls the virtual card number?
Flex would have been nice to have.
I could have used Monzo for the larger payments and transfer in to cover the payment
Only difference right now is the interest rate.
For me Monzo doesnāt have Flex, sure, they offer it, but considering I am not eligible, they could offer the world, but if I am not eligible, then it doesnāt matter if they offered it or not
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Iām not 100% on the math or logic but if you removed the overdraft are you then eligible for Flex?
Canāt remember who said but they amended their overdraft amount and something else changed. Could have been a loan though.
Iāve Ā£2k overdraft, Ā£2k flex but not allowed a loan. Baffles me
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Had Chase since it opened up but not used it.
However started using Chase for savings rather than sitting in a Monzo pot. Monzo is still my main though.
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