Dear Monzo Community
This is my first post here and is just a simple idea but something I would find quite helpful and I know friends that use Monzo also would.
I recently found myself being a little bit annoyed by the overspending notifications. You know ‘you’re spending too quickly for your overall target’.
This always happens at the start of the month because I get excited, I have money, I will go out for dinner a few times etc.
I don’t think they’re bad, I think it’s going in the right direction and I look forward to seeing the app develop in this area (also targets section), but because they leave me with a few questions about what I should be spending I generally feel less empowered and sometimes even anxious.
The solution that I had was to extend the notification to simply say ‘Limit your spending to £x for the next 2 days you’ll be right back on track’. Something that gives me a tip on how I can be back on track. Instead of just saying spend less, I get an actual amount based on my targets and what is in the bank.
Anyway, that’s it. I tried finding another post on this but couldn’t seem to (apologise if I missed it). Also the kind person on the monzo twitter told me to add this hashtag #extraordinaryideas