Prefer Monzo in every way and would rather use it as an all in one app. Now have a joint account with my wife also. Tempted to pay for revolut however as they have the FT the Athletic perplexity pro subscription along with masterclass chess game etc. Would rather pay and upgrade on monzo but perks arent the same! Any news on if new perks are in pipeline - paying 15 a month for the above would be worth it,