Bankruptcy advice

Hope everything goes well for you :slight_smile:

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Glad your starting to get things sorted, in debt myself on a DMP so know how stressful it can be

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Thank you. I’m getting there hopefully.

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It’s so draining being in debt. Hopefully it’s a little easier for you with the dmp.

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Wishing you all the best! You’ll recover from this and you’ll be in a better place for it

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Spoke to the OR today. She’s confident that I won’t have to pay into an IPA and discussed the nil tax code.
Basically what I would pay in tax from employment I will be giving it to the OR rather than HMRC.

Feeling a little lighter after that phone call. She (Maddie), the OR, was lovely and totally understanding. I honestly expected a dragon and got a butterfly :butterfly:

So for anyone going through what I am my only advice is to be as open and honest as possible. Even I had made a figure error on my application and there was no judgement. She even said that they understand how stressed and anxious people are when completing these applications that they expect some errors.

:dizzy: new beginnings​:dizzy:

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I will update again when I know what happens with my Monzo account. Although I’m pretty confident that it will continue to function as normal.

Just got to thank each and every one of you for commenting with advice, for the support and not being judgemental. I’m honestly so glad I came here to this community/forum for advice.

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Most of us are nice people :eyes:

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Monzo account hasn’t frozen and will remain open.

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