One thing I’ve always wished my bank would allow is bookmarking money into different folders. For instance, ‘savings for holiday’ folder. ‘Next weekend folder.’ And only being given access to the ‘currently using folder’
This is on the way, in the form of virtual savings pots which are currently due on the roadmap in 6-9 months (after the bank / current account launch).
You’ll have access to the money in these pots whenever you need it. So you could use a saving pot for your ‘currently using folder’, as well as setting money aside for a later date.
There’s been a more in depth discussion of the feature here -