A better way to budget is here 🎯

[avb (Adam Brocklehurst)]

@JIMMWX

I think the change was so that you could change the current month, but other months would be unaffected

This is right, our approach at the minute was driven by wanting to allow people to keep a fixed history of your target at the time and how you performed against it, so changing your target now doesn’t suddenly mean you massively missed / hit all your old targets that are now being judged differently

We don’t currently have a way for you to change your previous months targets unfortunately

[coffeemadman (Jonathon 🏳️‍🌈)]

I’m the same. For example my Netflix/Prime/TV Licence are household bills but put as entertainment. I have to exclude entertainment for trends but that covers some spend I want in trends.

[coffeemadman (Jonathon 🏳️‍🌈)]

What would also be helpful is that the budget set starts from that point until the end of the month. Currently if I set a budget of £500 on the 15th of a month it takes the target from the 1st. I don’t want that. I want it from the 15th otherwise sometimes it’ll say I’m over target for daily spend when I clearly am not.

[Peter_G]

Sub-categories needed!

[Peter_G]

Here’s another quick ask:

• At the end of the period, there’s nowhere to show you in £ terms how much you spent. We know the target, the percentage saved and the absolute amount saved, but somewhere I’d like to see the total amount spent - it saves on the cognitive load of trying to work it out. (And no, I can’t use the Spending or Balance tabs as they work off of different criteria).

[BristolMatt (Matt C)]

Getting an error message when trying to exclude another category from Trends:

[JIMMWX (Village Idiot)]

Yes this was the problem I encountered. I ended up having to create and exclude a custom category called “big purchases” and lump anything of that nature into it.

[avb (Adam Brocklehurst)]

@Peter_G

At the end of the period, there’s nowhere to show you in £ terms how much you spent

If you tap onto the top row saying e.g “8% of your £XXX target” it does have the total spend, but it not being on the top level is good feedback!

[avb (Adam Brocklehurst)]

Sorry @BristolMatt this should be fixed now

[davidwalton (Award Winning Hot Coral Analyst)]

Tap on the Trends tab. Tap on the Target tab at the top. Scroll down to ‘Excluded from target’ and tap on ‘Edit’. You can now edit your spending target, the accounts included in the calculations and also the categories - tap on ‘Categories → Edit’ and choose which categories you want to exclude from the target calculations.

[Yinka]

+1 for Category budgets

[Peter_G]

I’m sure they’ll be here .

They’re the only substantive thing left from Summary, non?

[breville_monkey]

Refusing to scroll up whatsoever here. But I just switched to Trends and I really do love it.

The real win is the UI. It’s pretty amazing how simple and quick it is to do relatively complex things.

I love the balance tab, being able to monitor cashflow and budgets separately and live is really great. I wish the budgets tab would also allow you to subtract your remaining target spend as an ‘outgoing’. I also wish the total upcoming was a bit smarter, like being able to exclude some payments (without removing them from targets) - granted that may be hard to achieve.

I really love the setting of targets and the way it looks at your average spend and comes up with targets. I’d hope for more of that kind of stuff. Anything at all using data to make predictions is great.

I like it so much I subscribed to Plus to see my other accounts in it. I will still stick to my spreadsheets as the main way to track my spending, but this is a great live view / snapshot that’s more powerful than I expected.

[Alexxxxx (>50 categories pls)]

@michaelw90

I get the date extends beyond this month in the graph. But to me - especially with the graph swiping - I’d expect the graph to only show the totals for that whole month and match up with the transactions below, not pull in random transactions from next month.

Fully fully agree here. The weeks at the start and end of the month should not be full weeks, but start and end based on your Trends period.

Also find this behaviour extremely odd and unhelpful.

[Winners]

Any plans or ways to get around the target tab of trends not working with roundups? I currently set the target to what money I have left over on payday after topping up my bills and savings pots but when I start to spend that cash the roundups throw out the targets balance as they are down as savings so are excluded and then the numbers don’t match, effectively making the tab useless

[Djcnrurhf]

I think it would be nice if the ‘balance’ graph would indicate starting balance. At the moment, the first point on the graph is from the end of the first day of the month, not the value at the start of the month (which is displayed below the graph). This graph looks like I spent more money than came in because I was paid on the first. In total for August, my end balance was higher than my starting balance but the graph doesn’t show this.

[Achchu (Achchuthan)]

I changed my date ranges to the 20th when a new month starts, since my payday has changed. This has been reflected properly in the charts but in my bills pot it’s still showing as ‘Left to pay 26th Oct’ I thought it would reset as well if I reset the dates on Trends

[Achchu (Achchuthan)]

Also whenI am on balance and look at the upcoming payments, it shows all the payments upcoming from my other accounts but it misses out a lot of my DDs that actually come out of Monzo

[Paulw (Paul)]

What a ride. I just made it above the line

[Paulw (Paul)]

That’s a nuisance you can’t do that