Apologies if I haven’t been clear. I’m totally against a “oh you are paying have these core features just because”.
I am completely for Monzo doing the leg work and setting up a package which are external or extra capabilities that are not a core part of the Monzo platform (Insurance springs to mind) - Monzo would charge a premium to allow for the integration and that is how they would make money on it.
For me this is only if the “premium” account holders are not treated better purely because they are paying - everyone is a customer whether they are paying for a premium package or not.
Completely agree - I just think it should only be additional things, if that makes any sense?