I went with an Atom savings accounts as their rates were very good on a fixed rate 2 year deal. However, I could not use their app potentially on a daily basis as it is horrible. As I have a 2 year fix, I shan’t need to look at it again for about 18 months, which is just as well, as it’s temprimental to say the least. The facial recognition log in never works, and is hugely frustrating. It’s not suitable for daily use, and I would say not fit for purpose. Why they can’t adopt fingerprint log in I don’t know. If this is their best effort, they certainly won’t get me as a current account customer. Everything seems to have gone quiet on that front at Atom, they were all about keeping you informed, but I’ve heard nothing.
At least Monzo are actively adding promise to their app and seem far more ahead than their competitors.